Debt-to-Income Ratio Calculator AI

Debt-to-Income (DTI) Ratio Calculator – Instantly Check Your Loan Readiness

All Free Toolz DTI Calculator lets you quickly and securely check your debt-to-income ratio for loans, mortgages, and financial planning. Just enter your income, add your monthly debts, and see your DTI—and whether you’re in a safe approval range for most lenders! Perfect for mortgage pre-qualification, loan planning, and credit checks.

How to Use:

1. Enter your gross monthly income (before taxes).
2. Add each monthly debt payment (loans, credit cards, etc).
3. Click Calculate DTI or edit any field for instant results.
4. See your DTI, risk level, and approval tips below.

Main Benefits:

• 📊 Instantly check your debt-to-income ratio
• ✅ See if you qualify for mortgages, personal or auto loans
• 🔒 100% secure—your info never leaves your device
• 📱 Fully mobile-friendly and always free

Stay Secure:

• Your financial info is never stored or shared—enjoy total privacy with every use!